Hello, I have been a Realtor for 4 years, In this time I've helped  Families that Live in Apartments and Duplexes Buy their very First Home in some cases paying less or the same as if Renting. Many of Buyers felt that they would not be able to buy a Home because "Of their Income" with that being said the homes are relative to what they make, the Homes have been in the of 70K-156K   I do admitted that it's not easy finding homes in this range but if you work at it you will find them. It's a very exciting time for my Buyers once we are out previewing homes their faces